Out Of Work Due To Injuries? 3 Things You Need To Know About Your Workers' Compensation

Law Blog

If you've been injured on the job, and you're the sole breadwinner for your family, you're probably worried about how you'll support your family. That's where workers compensation comes in. Workers' compensation is designed to provide you with an income for your living expenses while you're unable to work due to on-the-job injuries. It's also designed to make sure you receive the medical care you need to recover from your injuries. Here are some things you'll need to know about your workers' compensation coverage. This information will help you avoid problems while you're out-of-work:

You Do Need a Lawyer

Navigating the workers' compensation rules can be confusing. That's why it's crucial that you hire an attorney to handle your case for you. Workers' compensation laws have specific rules that both you, and your employer, must follow. Unfortunately, if you don't know those rules, you may not be able to safeguard yourself properly. For instance, there are rules in place to determine how long an employer can take before sighing off on workers compensation payments. If you don't know that, you may wait longer than you need for your payments to start. Your attorney can help you through the process, and ensure that you receive all your benefits.

You Don't Need to Go With Their Doctors

If you've been injured on the job, you do need to go to the doctor. However, you don't need to go to the doctor that your employer sends you to. Company doctors may not have your best interest in mind when choosing treatment plans for you. When you're injured on the job, you need to know that your doctor is going to do what's best for you. If you're not comfortable with the doctor your employer chooses for you, choose one of your own. It's also important to note that you can change doctors, as well. You're not stuck with the first one you choose.

You Do Need to Watch What You Do

While you're out of work, and collecting workers' compensation, it's important that you watch what you do. Your employers workers compensation insurance company may be watching what you're doing, too. It's not uncommon for insurance companies to watch injured employees, to ensure that they're actually as bad off as they claim to be. In other words, if you're not supposed to be walking, don't go for a hike on the weekends – even if you're feeling better. Those activities could interfere with your workers compensation case.

If you're injured on the job, use the information provided here to help you avoid problems. If you have questions or concerns, be sure to speak to your workers' compensation attorney as soon as possible.


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